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Of course, it all seems quite logical – they don't have enough money, so they try to get loans.

However, it is not strange looks, but this specific category of people in our country are very inclined to commit rash and spontaneous actions, which ultimately lead to the financial collapse or destitute. For example, a borrower wants to take a Bank of 100 thousand rubles. it can change throughout the term of payment more than once. Very often potential borrowers are lured by the fact that promise to provide consumer loans or cash loans within 15 minutes at the time of treatment, and from the potential borrower in obtaining such loans will not need to provide any documents other than passports. Unfortunately, justice is not a legal concept that what is called "the matter will not sew." Another example is when a borrower cannot demand cancellation of the contract, although such a desire it occurs and relates to floating interest rates. Again, this is entirely the fault of the client, so with such a claim in court you can not even walk, he'll stand on the side of the Bank. However, in any case, the loan inherited, become a headache not the heir, and his guardians. However, even then it will be necessary to observe a number of important formalities, among which is the fact that cost of urban real estate serving as collateral must not be lower than the estimated amount of the loan. The Bank approves his application, but includes in the credit agreement a lump sum payment for the issuance of money.

In other words, people with low incomes, why not try to live logically, and only based on their own emotions.

It is very often the emotions come across and the young people that get consumer loans only to show off to friends expensive smartphone or tablet and then be repaid over 3-5 years credit for a toy, the activities of which they do not even use half. Minors are considered children up to 14 years. Thus, both the lender and the prospective buyer of country property can be fully confident in the cleanliness of the documents on the lot under construction. According to financial analysts one of the most popular tricks of financial institutions advertising their own loan products are so-called interest-free loans that are issued to potential borrowers in times of celebrations such as new year or Christmas to buy expensive gifts to their relatives or loved ones. As a rule, in the office of the institution to a potential borrower will provide the phone number of the financial institution partner, which he will be able to get a wide range of information about conditions of granting of the loan, interest rate and other important aspects. However, should not be confused incomplete payment of borrowed funds with a single payment, which is still practiced by some banks. In other words, people with low incomes, why not try to live logically, and only based on their own emotions. By the way, to abandon a legacy in someone's favor can be in the case where the heir has accepted the inheritance. You can, for example, can I refinancing your loan.

However, in fairness it should be noted the fact that people are having and older age, are not always able to boast of prudence.

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