Daily Archives April 9, 2015

Tougher Bankruptcy Laws Take Effect October 2005

Tougher Bankruptcy Laws Take Effect October 2005

by: James Dimmitt

In just a few short weeks, President Bush’s Bankruptcy Abuse Prevention and Consumer Protection Act will take effect. In a nutshell, the new law, which goes into effect on October 17, 2005, makes it more difficult to cancel your debts under Chapter 7 Bankruptcy protection. Instead, consumers will find themselves having to file for Chapter 13 Bankruptcy protection and paying back their creditors over a five year period.
Here’s a look into some of the major changes that will affect consumers choosing to file for bankruptcy after the new law goes into effect –
Qualifying – Chapter 7 or Chapter 13?
To be able to qualify for protection under Chapter 7 bankruptcy, consumers will have to face a means test...

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How To Protect Requested Confidential Social Secur

How To Protect Requested Confidential Social Security Information?

by: Jinky C. Mesias

Social Security information requested by members should be treated with utmost care and must be kept securely. As much as it is the obligation and function of the Social Security to ensure the confidentiality of its members’ accounts including all personal information pertaining to their members however requested and mailed information to members no longer covers the Social Security scope of protection.
The protection of the information becomes now the obligation of the requesting member. In order to ensure the confidentiality of the requested information members may exit the browser after filling up the social security online forms...

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The United State Court System, an Eye for Research

The United State Court System, an Eye for Research

by: Matthew Abts

A Cup of Tea, Coffee, or Something Else www.quiettable.com
Whenever investigating an individual or business, one of the most basic checks is for lawsuits, criminal charges, and bankruptcy filings. But how do you research the court system? Is there one simple site to go to where you pop in a name and are rewarded with a listing of all court filings across the country pertaining to that individual? No such luck … yet, anyway! To understand court research, you first need to understand a bit about the USA’s court system.
There are two major separate court entities in the USA, the State court system and the Federal court system...

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Limit Your Liability to Protect Your Assets

Limit Your Liability to Protect Your Assets

by: J. Stephen Pope

If your business runs into serious difficulty, will it bring you down too? For example, what if one of your employees got involved in a serious car accident while working for you? Will the resulting lawsuit bankrupt you personally?
Here are just a few ways of protecting yourself against catastrophic losses and lawsuits.
1. Obtain Adequate Insurance Coverage
If someone slips on the sidewalk of your home and injures himself, he could sue you for damages. Your tenant’s or homeowner’s policy may cover you for liability in such an event.
However, what if it is your customer who falls on his way to visiting your home-based business? You will need an extra rider on your house insurance to cover such incidental business use...

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5 Tips to Help Avoid a DUI Conviction

5 Tips to Help Avoid a DUI Conviction

by: Lawrence Taylor

If you are ever arrested for drunk driving (also called DUI for “driving under the influence” or DWI for “driving while intoxicated”), your experience will begin with an officer stopping you because of some questionable driving pattern, or possibly because you encountered a DUI “sobriety checkpoint” or you were involved in an accident. The officer will approach your car and ask some questions. You will then be asked to perform “field sobriety tests”. He may also ask you to breath into a handheld device, technically called a PBT or “preliminary breath test”. You will then be arrested...

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